What is Factoring?

Factoring enables you to access the value of outstanding customer invoices before they are paid. This is done by using our funding and collections service. We offer full credit control and sales ledger management where we chase and collect invoice payments on your behalf, freeing up your time to focus on growing your business.

Invoice raised

Step 1: Invoice

Simply send your invoice to your customers and a copy to Bibby Financial Services.


Step 2: Receive funding

We advance an agreed percentage of the invoice values to you within 24 hours.


Step 3: Customer payment

The remaining percentage, minus our fee is returned to you upon customer payment, which we can manage.

What are the benefits of Factoring?

  • Access up to 85% of your outstanding invoice values within 24 hours.
  • Free up your time by using our expert teams to handle credit control and sales ledger management.
  • Maintain customer relationships with our confidential collections service.
  • Stay in control of your finance agreement with our online management system and dedicated client manager.

Contact us