factoring

How Invoice Factoring can help your business

If you want to relieve cash flow pressures, get access to cash tied up in invoices and free up your time chasing late payments, then Factoring can help your business. It improves your cash flow and is efficient because we manage your accounts receivables and collect payments from your customers.

Factoring services are ideal for businesses that face cash flow challenges and want factoring companies to manage collections from their customers. It can bridge the gap between raising customer invoices and getting paid. At the same time, it can free up your time because we manage your invoicing and debt collection processes.

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Grow your business

We talk to you to understand your business

Many SMBs find the process for obtaining external financing daunting and are not aware of the alternative financing solutions available to them, which speaks to the importance of Bibby Financial Services relationship-based approach. We talk to you to understand your business, customers and challenges and tailor solutions to your unique needs.

Unlike other lines of credit, factoring grows in line with your business’s sales. Bibby Financial Services offers up to 92 per cent of invoice value to you, usually in less than 24 hours of you issuing the invoice to your customer.


Factoring

Bibby Financial Services Offers up to 92 per cent of the invoice value

We’re happy to work with clients who send out invoices with payment terms of up to 90 days. We can also offer revolving lines of credit and term loans for inventory, machinery and real estate.

We’ve been offering factoring services for more than 15 years in the US, working with over 10,400 clients across multiple sectors, releasing more than $10bn of invoice payments each year to our clients.

We hold memberships in the Commercial Finance Association, the International Factoring Association, and the Turnaround Management Association so you can be assured we take your business as seriously as we take our business.


invoice factoring

Factoring is a good solution for your business if you

  • Are a business, trading with other businesses
  • Send out invoices with payment terms of up to 90 days
  • Are an established business or are a start-up
  • Are a company that is unable to obtain traditional bank financing or to increase an existing line of credit further
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How Factoring works

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Invoice your customers

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We pay up to 92% of the value of your invoice

Within 24hrs, allowing you to pay your staff, suppliers and take on new orders

collect payment

We collect payment on your behalf

Leaving you to focus on running your business

payment

You receive the remainder of the invoice value

Minus any agreed fees