improve your business cash flow

Fast Funding for Small Businesses

  • Initial funding in 5 days or less
  • Approved for up to $250,000 factoring facility
  • One simple flat fee of 3.5%
  • No long term contracts
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How Bibby FastTrack Works?

invoice sent

Invoice your customers

And send us a copy

fixed percentage fee

Get up to 90% of the value of your invoice within 24 hours

Allowing you to pay your staff, vendors or take on new orders

contact us

We collect payment on your behalf

Leaving you to focus on running your business

collecting payments

We return to you any remaining balances

We just take the fixed fee of 3.5% for each invoice

Small Business Invoice Factoring

What is Small Business Invoice Factoring?

Invoice Factoring is a flexible financing solution for businesses looking to improve cash flow by releasing working capital from outstanding invoices.

You’re not having to wait the 30-90 days for payment from customers, which helps you continue to grow your business with the assurance you have access to your cash, fast.

You choose the invoices you want to sell, and for a fixed fee, you can receive funding within 24 hours of invoicing your customer.

If you trade with other commercial businesses where invoicing is done in arrears and with payment terms of up to 90 days of the invoice date, then invoice factoring could be a good option for growing your business.

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Small Business Invoice Finance

Why Do Businesses Use Small Business Invoice Finance?

Clients come to us and use Bibby FastTrack because they need additional cash flow to allow them to:

  • Pay employees
  • Fulfill new orders and contracts
  • Purchase inventory
  • Pay vendors
  • Relieve short-term or seasonal cash flow issues

In most cases, we can provide funding within 5 days of you submitting your application and within 24 hours of submitting an invoice.

Who Should Use Bibby FastTrack?

Bibby FastTrack is right for you, if you’re:

  • A start-up or established business
  • Experiencing fast growth
  • Looking for financing to bridge a cash flow shortage
  • Looking for short-term financing 

We work with businesses in the following sectors:

  • Manufacturing
  • Wholesale and Distribution
  • Staffing
  • Oilfield Services
  • Business Services

The Key Benefits of Bibby FastTrack


  • Next Day Funding - up to 90% advance
  • Choice - select the invoices you want us to fund
  • Personal - one main contact
  • Accessible – check 24/7 with our Client Online System
  • 4.8 of 5 stars on Google customer reviews


  • Speed: get access to cash fast within 24 hours of sending your invoice
  • Simplicity: easy to arrange
  • Transparent: 3.50% fixed fee per invoice
  • Flexibility: a rolling one month contract

Client feedback

What our clients say

4 in 5 of our clients say Bibby Financial Services helped them achieve things that they could not achieve by themselves. See how we have helped other businesses in our Case Studies section.

More about Bibby Financial Services

More about Bibby Financial Services

The Bibby Financial Services portfolio of products includes Asset Based Lending (ABL), invoice factoring, transportation finance and more.

We have offices in 10 cities and work with clients nationwide.

We are active members of the Commercial Finance Association, the International Factoring Association and the Turnaround Management Association.

We are a global business operating in 40 locations across 14 countries throughout Europe, North America and Asia Pacific, partnering with over 10,000 businesses.

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