new to factoring

Why Invoice Factoring Could be Good for Your Business

Invoice Factoring is a flexible funding solution for businesses looking to improve cash flow by releasing working capital from outstanding invoices. Not having to wait the 30-90 days for payment helps you continue to grow your business with the assurance you have access to your cash, fast. You are basically selling your invoices to us, at a discount, so you can receive payment within 24 hours of invoicing your customer.
If you trade with other commercial businesses where invoicing is done in arrears, with payment terms of up to 90 days of the invoice date, then factoring could be a good option for growing your business.

Download What is Factoring?

What is Factoring?

Factoring is a quick and easy way to release cash that's tied up in your customers' outstanding invoices, allowing you to access your funds earlier. To find out how factoring works and how it can help your business, watch our short video.

new to factoring

Benefits of Invoice Factoring

  • You get access to cash in 24 hours
  • Up to 92% of your invoice is advanced to you - when we receive payment from your customer, you receive the remainder
  • We can take on the role of your credit department or be as discrete as you want - your customers don't need to know you work with us
  • We can help with Payroll Funding
  • We can Pre-Approve Clients' Credit
Here's what our clients say about us

How Factoring works

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Invoice your customers

Send us a copy

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We pay up to 92% of the value of your invoice

Within 24hrs, allowing you to pay your staff, suppliers and take on new orders

collect payment

We collect payment on your behalf

Leaving you to focus on running your business


You receive the remainder of the invoice value

Minus any agreed fees

We chose Bibby Financial Services at first because of their reputation and expertise in the apparel industry and we’ve stayed because of our relationship with their support team and the assurance we have that the money we need will always be there. David Mathey, Starship LLC dba Rockstar Sushi (Co-founder)